One hour of childcare, $12, 2 hours of math tutoring, $40, all the jobs Mom performs in a year, priceless….really? Ever thought about all the hats we Moms wear in a week? Childcare provider, Household CFO and CEO, Chief Marketing Officer for your child’s soccer team, taxi driver, chef, and let’s not forget veterinary tech – add these up and Mom should be earning at least $140,000 per year! But let’s face it, most of us don’t. Still, we long for an afternoon of pampering and luxury, where money is no object when it comes to self-indulgence. For those of us on a realistic budget, we’ve put together some pampering ideas, just in time for Mother’s Day…all for less than $100!

The weather is getting warmer and spring cleaning is in full swing! When you're pulling out your warm weather wear, why not make some green and go green with winter clothes you no longer need? Consignment is a great way to make extra cash, while helping the environment as well. When we buy and sell re-sale, we save resources otherwise used for new materials.

It’s understandable why some might still be hesitant to switch to e-statements and online banking. We hear reports about online fraud nearly every day. But according to local law enforcement, using online banking and e-statements, is actually statistically safer than conventional paper checks and statements.

Q: "We're trying to reduce our debt this year and were wondering if refinancing our mortgage might save us money....how do we know if we should refinance?